Tuesday, March 27, 2012

High court throws out human gene patents

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Source: http://news.yahoo.com/high-court-throws-human-gene-patents-161634977.html

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Monday, March 26, 2012

Logitech's business webcam is an eye on a stalk, and it's pointin' at you

Image
Resembling a surveillance unit from a sinister dystopia, Logitech's newest webcam is strictly for the corporate environment only. The BCC950 Conference Cam holds a Carl Zeiss-lensed HD webcam atop a motorized stalk that can pan across 180 degrees. The camera itself has a 78 degree field of view, ending the era of huddling around a laptop. Its full-duplex speakerphone has a range of eight feet and will also happily let you Skype from the middle of a crowded bullpen. It'll be exclusively available to suited-and-booted customers at a cost of $250 (£200 in the UK) from May -- perhaps a tad too expensive to wheel around your office trying to catch someone napping at their desk.

Continue reading Logitech's business webcam is an eye on a stalk, and it's pointin' at you

Logitech's business webcam is an eye on a stalk, and it's pointin' at you originally appeared on Engadget on Mon, 26 Mar 2012 10:32:00 EDT. Please see our terms for use of feeds.

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/c-zvbXeZpXw/

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Online Advertising | Ezine Article Source

Due to the popularity of online advertisement nowadays, the web-based ads expenditures rose enormously in 2010. It was also the first chance in the advertising record that the spending on web advertisement exceeded that of the newspaper advert expenditures. Online research services firm found that the slow economic growth is the primary reason why companies boosted their online ads expenses.

Characteristics of Internet-based Classified Advertisements

Search Engine Marketing is anticipated to go on and to become the key marketing and advertising spending in the online world, while online video is probably going to continue to be the quickest and increasing advertising and marketing medium in cyberspace.

Final statistics for web financing by business to business (b2b) to business Online advertising companies for 2010 is anticipated to grow by 8% from 2009.

What are the factors responsible for the increasing shift to Internet B2B marketing promotions? Research organizations like eMarketer correlated the surge in website ads expenditure to the expanding recognition of entrepreneurs that the web is the principal resource for information and facts, social media connections and leisure for numerous U.S. customers.

Subsequently, this perspective has grown skepticism on the efficiency of marketing or advertising strategies by using conventional media channels like printed newspaper. It is a market projected to experience an 8.2 percentage decline in advertisement expending income for 2010 accompanied by a 6 % glide in 2011.

News websites: Most reliable place for? Marketing promotions

In real life, nearly everybody analyze whether they should believe a specific thing depending on source alone. The same rationale is true for internet advertising as well.

Though these internet sites might emerge to be a profitable revenue generator for publishers, research suggests clients are more confident in web marketing content material available on media internet websites.

A research made by Online Publishers Association (OPA) found out that 15 percent of devoted press web page clients were prone to pay for web-site promoters, in comparison to 8 percent of web pages loyalists and 4% of repeated social websites people. Meanwhile, hometown promotions are quite likely to produce end user awareness on main media web-sites than on other traditional internet websites.

Increased Internet Advertisement Investing = Leaner Earning Stream

With web based advertising and marketing expending is projected to maintain its rising momentum on the subsequent years, marketing and advertising organizations instantly establish brand-new artistic strategies of producing potential buyer attention.

Nevertheless, good quality written content along with joined with a web\?s status will probably persist as the main factors in boosting user\?s fascination with hosted advertising and marketing.

Query blog ads into Bing; do you find what you need?

VN:F [1.9.10_1130]

Rating: 0.0/10 (0 votes cast)

VN:F [1.9.10_1130]

Source: http://ezinearticlesource.net/internet/online-advertising/

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Sunday, March 25, 2012

Microsoft reveals winners of Windows Phone student app contest

A few months ago, Microsoft launched a contest where it asked college student app developers to submit their Windows Phone apps to be judged by Microsoft. This week, the Windows Phone blog site announced the two grand prize winners of the "Big App on Campus" contest.

The two winners, which received $15,000 each, included Andrew Bares of the University of Arizona who created the Power Planner app. The $1.99 app is designed to help students keep up with their classes and homework.

The other grand prize winner was Jeremiah Isaacson of the University of Wisconsin. He won for his free Windows Phone game Ninja Fruit, which turns the popular Fruit Ninja game 180 degrees by having a green lime attacking all those ninjas that have been slicing up fruit.

Two other Windows Phone app creators won $2,500 each for the People's Choice award, which was voted on by Facebook likes. One is a Reddit-based app called Baconit from Quinn Damerell of Purdue University. The other is ScanBizCards, a business card creation app from Chevon Christie of CUNY/Hunter College.

In addition to the cash prizes, all 10 finalists were flown by Microsoft to attend the recent South by Southwest music festival where they got a private concert from four indie bands.

Images via Andrew Bares and Jeremiah Isaacson

You can follow us on Twitter, add us to your circle on Google+ or like our Facebook page to keep yourself updated on all the latest from Microsoft, Google, Apple and the web.

John Callaham

John began his journalism career writing for print newspapers but 11 years ago moved on to write mostly for online outlets, particularly PC gaming sites. He has worked for a variety of sites including Firing Squad and most recently AOL's Big Download web site.

Source: http://feedproxy.google.com/~r/neowin-main/~3/qhMIZvSkrQU/microsoft-reveals-winners-of-windows-phone-student-app-contest

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Saturday, March 24, 2012

Best Bets: Time to play 'Game of Thrones'

HBO

Peter Dinklage returns as Tyrion Lannister in "Game of Thrones."

By Gael Fashingbauer Cooper

Ready to lose yourself in a fantasy world this week? "Game of Thrones," the huge hit series from HBO, returns, and the first of two Snow White-themed movies comes to theaters. Here's our look at the week ahead in entertainment.

TV
Finally, "Game of Thrones" is returning to HBO. Ned Stark won't be back, but Tyrion, Daenerys, Cersei, Jaime, Robb, Joffrey, Catelyn and the rest are ready to clash swords again. The second season will loosely follow the plot of "Clash of Kings," the?second book in George R.R. Martin's bestselling series. Fans of the books eagerly await the introduction of new characters including Brienne of Tarth, the woman warrior who fights as well as any man,?and Stannis Baratheon, brother of the late King Robert.?It may be time to?finally give in and order HBO. ?(April 1, 9 p.m., HBO.)

Blake Shelton, Lady Antebellum, Carrie Underwood, The Band Perry and Rascal Flatts will be among the performers at the 47th annual Academy of Country Music Awards, broadcast live from Las Vegas. Shelton and Reba McEntire will co-host, and Shelton is also nominated for two big awards. (April 1, 8 p.m., CBS.)

Movies
Yes, there are two Snow White-themed movies coming out this spring, and they're very different. "Snow White and the Huntsman" is a fantasy drama coming in June, but?arriving this week is the lighter-looking "Mirror, Mirror," a comedic look at the fairy tale. Julia Roberts plays the evil queen, with Lily Collins as Snow White and Armie Hammer as the prince. It'll be satisfying to see a Snow White who can finally fight back. (Opens March 30.)

It's been 35 years since "Slap Shot," the cult classic film about a trio of hockey-enforcer brothers. Some fans of that?movie?have high hopes for "Goon," starring Seann William Scott as a regular Joe who's?good in a fight?and gets sucked into playing hockey even though he can't skate. Liev Schreiber plays the veteran player who drops gloves against Scott. (Opens March 30.)

DVD

Not every critic loved 2011's "A Dangerous Method," but Roger Ebert found David Cronenberg's film "absorbing." Keira Knightley plays a woman who's a patient of two of the most famed figures in psychology, Sigmund Freud (Viggo Mortensen) and Carl Jung (Michael Fassbender). It didn't play in many theaters, so now's your chance to check it out from the safety of your own couch, psychiatric or otherwise. (On DVD and Blu-ray March 27.)

Four never-before-released-on-DVD episodes of "Mystery Science Theater 3000"are coming out this week. "King Dinosaur, "The Castle of Fu Manchu," "Code Name: Diamond Head," and "Last of the Wild Horses are the films, and the classic shorts "X Marks the Spot" and "A Day at the Fair" also come in for riffing from Joel, Mike and the Bots. (Out on DVD March 27.)

Related content:

?

Source: http://entertainment.msnbc.msn.com/_news/2012/03/24/10809340-best-bets-time-to-play-game-of-thrones

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Fighting for Facebook: A WAFF 48 News Special Report

HUNTSVILLE, AL (WAFF)- Facebook has?over 800 million users. It's the largest social website in the world. But you may not have heard of Koobface.

Huntsville computer whiz Brian Tanner knows the drill all too well. You would receive a message from a Facebook friend telling you to click on the video link. Then?it would take you to a bogus site that looked like YouTube.

"Before you can watch it, it takes you to install flash play to view the video. So you download it and now you're infected with Koobface," said Tanner.?

Koobface is a malware that a group of hackers used to target Facebook users, starting in 2008.

Since it supposedly was sent to you by a friend, it seemed harmless. But Tanners says if?your friend was infected with Koobface, it would start sending the link to all of his friends. Once you clicked, a message with your name would be sent to other friends.

The hackers would make money by selling fake anti-virus software, and by creating those annoying pop-up ads for businesses.

As a graduate student at UAB, Tanner was intrigued by this particular virus.

Tanner?and Gary Warner, the director of UAB's Forensics Research, embarked on a project to defeat it.

They joined a handful of other people in that battle.

"They would come out with some new version. The good guys would figure it out. Ok, what does it do? What's different about it?" said Tanner.

Tanner would send his findings on to Facebook, who would take that data and use it as ammunition.

It would prove to be a two-year battle, and a victory for Tanner and the good guys. In early 2011, the group of hackers driving Koobface were driven off the Facebook website.

Nine?months later, Facebook issued this statement to it's users, explaining what had happened.

Tanner?doesn't do it for the fame or fortune, although his job saves companies, like Facebook, a fortune.

In fact, this group of?five Koobface hackers made off with between?$2 and?$3?million.

"It's a good feeling to be recognized for it. A lot of stuff we weren't able to talk about before. For Facebook to make that public is great," said Tanner.?

Having those credentials as a college student made for some good job offers for Tanner,?including the one he took in Huntsville at Sentar.

They have contracts with the Department of Defense and?NASA that make internet security crucial.

The?five hackers involved with Koobface were traced to Russia. They have not been arrested yet.

Copyright 2012 WAFF. All rights reserved.

Source: http://hartselle.waff.com/news/news/70652-fighting-facebook-waff-48-news-special-report

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Friday, March 23, 2012

Insurers speed health care overhaul preparations

FILE - In this Jan. 25, 2012 file photo, the U.S. Supreme Court Building is seen in Washington. The health insurance industry is spending millions to carry out President Barack Obama?s health care overhaul, essentially betting that the law or major parts of it will survive Supreme Court scrutiny. (AP Photo/J. Scott Applewhite, File)

FILE - In this Jan. 25, 2012 file photo, the U.S. Supreme Court Building is seen in Washington. The health insurance industry is spending millions to carry out President Barack Obama?s health care overhaul, essentially betting that the law or major parts of it will survive Supreme Court scrutiny. (AP Photo/J. Scott Applewhite, File)

The nation's big insurers are spending millions to carry out President Barack Obama's health care overhaul even though there's a chance the wide-reaching law won't survive Supreme Court scrutiny.

It's not that health insurers want to bet big that the court will uphold the Affordable Care Act. It's that they can't afford not to. It will take at least several months and lots of resources for insurers to prepare to implement key elements of the law, which includes a controversial requirement that most Americans have health insurance by 2014.

WellPoint Inc., the nation's second-largest health insurer with 34 million members, has said it will spend $100 million this year on technology upgrades to meet the law's requirements. Aetna Inc., third-largest U.S. health insurer with more than 18 million members, says it expects to spend $50 million this year in part to upgrade software and computers.

Even smaller insurers like Blue Cross Blue Shield of Michigan, a private company with 4 million members, are spending big. This year, the company, which employs 7,000 people, plans to add about 100 employees and spend nearly $20 million.

The law calls for big changes in the number of people receiving coverage, what must be covered and who pays for it, so insurers that don't prepare until after the court's ruling, expected in late June, will run short on time, said Kirk Roy, vice president of national health reform with Blue Cross Blue Shield of Michigan.

"Waiting is too big a business risk for any insurer," said Roy, who was promoted to his current job shortly after the overhaul became law in 2010.

The Supreme Court will hear arguments over the law for three days starting Monday. Among other options, the justices could uphold the law, strike it down completely or get rid of some provisions.

Insurers will be paying particular attention to arguments over two key provisions. One is the so-called individual mandate that requires most people to carry health insurance by 2014 or pay penalties. Of equally high interest is the requirement that insurers cover everyone who applies even if they have a pre-existing condition, like diabetes, which can produce high medical costs.

The two mandates are important cogs in the law's push to expand coverage through health insurance exchanges set up by federal and state regulators. These exchanges will be mostly online marketplaces, where individuals and small business employees can go to comparison shop for insurance policies. Insurers are spending money to figure out how to set prices for their coverage on these exchanges, which will vary by state and require changes like the inclusion of subsidies to help people pay for coverage.

Much of the money insurers are spending is paying for a close look at how to set premiums high enough to cover the expected increase in claims from people with pre-existing diseases, but not so high that healthy customers are scared off. That includes research into how many people with chronic conditions will need expensive prescriptions or how their customers will use health care.

"There's an awful lot of work that goes into preparing those kinds of analyses," said Sheryl Skolnick, an analyst at CRT Capital Group, an institutional broker and dealer. "One should not do that in a rush because making a mistake could literally be fatal to the health plan."

Even though these changes wouldn't take effect for a couple years, insurers are preparing now because they'll need to have their plans ready several months before then. They will have to submit plans to regulators and then wait for a review and approval, the timing of which will vary by state. Additionally, they will need time to advertise the plans before customers will be able to start signing up in October 2013.

Insurers also have to prepare for more pressing deadlines. For instance, the overhaul requires for them to create benefits summaries by September that make it easier for consumers to compare coverage. The summaries will give consumers details like a plan's deductible or the annual amount a patient pays out of pocket for care before insurance coverage kicks in. They'll also give examples for how the plan would cover events like childbirth.

The forms aim to make insurance shopping easier, but they pose a headache for the industry, said Karen Ignagni, CEO of the trade association America's Health Insurance Plans. That's because the summaries will have to be adjusted, depending on the plan, to account for varied pharmacy benefits or provider networks. An insurer with 50,000 different small business customers would likely have to design thousands of different forms.

"It's not a simple matter of creating a computer program," Ignagni said.

If the health care law is altered or thrown out, some money spent this year would have to be written off. For instance, insurers won't need computer programs that interact with state-based exchanges or marketplaces.

But not all the money would be wasted. Roy, with Blue Cross Blue Shield of Michigan, says the overhaul has compelled insurers to make it easier for customers to understand their coverage and how much it costs ? a valuable change whether or not the law is upheld.

"Generally people tell all of the insurance industry, 'Your stuff's complicated and confusing ... make that simpler,'" he said. "That's absolutely something that we're working on."

The overhaul also encourages insurers to invest in improving the quality of care and ultimately reducing costs. Market forces also encourage this: Health care costs are still growing faster than inflation and worker wages, and employers that provide coverage need help narrowing that gap.

"The forces that led us to the need for health care reform are not going away," said Les Funtleyder, health care portfolio manager with Miller Tabak, an institutional trading and asset management firm. "If not (the Affordable Care Act), there is going to be something else that replaces this."

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-03-23-Supreme%20Court-Health%20Care-Insurers/id-d6544c7642334053923434ddab5cb020

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Wednesday, March 21, 2012

Gunman kills four at French Jewish school

A suspected serial killer shot dead three children and a teacher in an anti-Semitic attack on a Jewish school in France on Monday, triggering an unprecedented regional terror alert.

President Nicolas Sarkozy suspended his re-election campaign until at least Wednesday, as police probed the third fatal shooting in the Toulouse area in eight days by a mystery gunman using the same pistol and a stolen scooter.

"In attacking children and a Jewish teacher, the anti-Semitic motive of the attack appears to be obvious," Sarkozy said in a nationally televised address after he returned to Paris from the scene of the shooting.

France stepped up security at Jewish and Muslim schools following the bloody assault on the Ozar Hatorah school, and Sarkozy said the terror alert in the Midi-Pyrenees region had been raised to "scarlet", its highest level.

Israel led global outrage against the "despicable murders" and identified the dead as Franco-Israeli citizens: 30-year-old Rabbi Jonathan Sandler and his sons Arieh, 5, and Gabriel, 4, as well as seven-year-old girl Miriam Monsonego.

Witnesses said Sandler died trying to shield his sons, and that the gunman had chased Miriam, the daughter of the school head, into the school and grabbed her before finishing her off at close range.

Yaacov Monsonego was praying in the synagogue attached to the school when another young pupil brought him the body of his slain daughter, killed by a shot to the head, witnesses said.

A fifth victim, a 17-year-old boy, was wounded, but local community leaders said he was expected to pull through.

The killer wore a white full face helmet and escaped on what witnesses said was a white scooter. He appeared calm and collected, carefully parking his scooter before opening fire.

Last week, three French paratroopers -- all of North African descent -- were killed in two similar incidents in the same southwestern region in which the attacker rode a scooter and wielded the same .45 calibre handgun.

"What is sure is that he has now acted three times, and we are concerned by the attitude of impunity that he has demonstrated," Interior Minister Claude Gueant said, admitting that police have "no clear leads".

"This tragedy has left the entire national community distraught," Sarkozy declared at the scene, his voice audibly cracking as he sent condolences to the Jewish community and the mother who lost a husband and two children.

He said a moment of silence would be observed Tuesday in all French schools, security would be stepped up around religious establishments in the region and police reinforcements be deployed to hunt down the gunman.

The scarlet alert allows authorities widespread powers to disrupt daily life and implement sweeping security measures, including potentially closing rail terminals and airports or even halting water supplies.

Mixed police and military patrols can be ordered. It is the last step in a ladder of terror alerts before a formal state of emergency.

Electioneering was effectively suspended but both the right-wing incumbent and his Socialist rival Francois Hollande rushed to Toulouse to pay their respects.

"We cannot back down in the face of terror," Sarkozy said. "Barbarism, savagery, cruelty cannot win. Hate cannot win. The Republic is too strong for that, much too strong."

Led by a Jewish students' group, thousands of Parisans later held a silent march through the east of the capital, passing by historic Jewish districts.

The Ozar Hatorah association runs a small religious school for 200 people in a quiet suburb of Toulouse, a city with a 25,000-strong Jewish minority.

Distraught and often angry parents converged on the scene shortly after the shooting as frightened children were brought out in small groups.

"I came to the school this morning for prayers," said six-year-old Alexia. "Five minutes later we heard shots, and we were very afraid. We were gathered in a room and prayed together while we waited for our parents."

The gunman initially used a nine-millimetre weapon but it jammed so he switched to a .45-calibre gun as he stormed the school, police said.

The first victim in the trio of shootings died on March 11, a 30-year-old non-commissioned officer in a parachute logistics regiment who was in civilian clothes when he was shot dead in Toulouse at point blank range.

On Thursday, three more paratroopers based in nearby Montauban were shot while standing at a cash machine outside their barracks.

Two victims -- sappers from 17th Parachute Engineering Regiment aged 26 and 24 -- died on the spot. The third man, a 28-year-old from the same regiment, was left in a critical condition with spinal injuries.

Witnesses saw a black-clad motorcyclist walk up to the men, who were in uniform but unarmed, and open fire at point blank range.

The killer had time to turn over one of the wounded who was trying to crawl away and fire three more shots into him before getting back on the scooter and making his escape.

Source: http://news.yahoo.com/victims-shooting-french-school-witnesses-081723532.html

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Tuesday, March 20, 2012

REO Property Coordinator Colony - SelectLeaders

REO Property Coordinator

?

POSITION SUMMARY:

The Property Coordinator reports to the Director of REO Property Management, and works closely with Asset Managers, REO Asset Manager Property Specialist and 3rd party Property Managers to provide project specific support. The Property Coordinator?s primary responsibility is to provide operational support related to planning, budgeting, as well as control of operations and capital expenditures projects. The Property Coordinator also assists with the preparation of the annual budgets, updated forecasts, monthly operating reports, variance reports, and develops and implements daily controls to ensure all tasks are correctly prioritized and completed in a timely, efficient and accurate manner. In certain situations, such as non-income producing assets, the Property Coordinator prepares invoices for payment by reviewing, coding and presenting for approval. Additional responsibilities will include, but are not be limited to:

?

ESSENTIAL FUNCTIONS:

  • Maintenance and organization of project files with respect to: corporate documents; contracts, agreements and documents from contractors, property managers, real estate brokers, etc.
  • Processing of agreements
  • Maintenance and fulfillment of corporate reporting deadlines under guidance of the Director of REO Property Management
  • Perform analysis of property operations including review of budgets, operating statements, rent rolls, traffic reports, bank statements, capital improvements, etc.
  • Coordinate, monitor and execute production of reports used by the Asset Managers and REO Asset Manager Property Specialists in evaluating REO properties, i.e., Appraisal, BOVs, Costar reports, etc.
  • Work with property managers, receivers, and facilities management? for ?properties under management
  • Assist with the REO portfolio management process by providing input and information to the Director.
  • May assist with foreclosure activities in terms of coordinating third party reports, cash flow management??

?

KNOWLEDGE, SKILLS, AND ABILITIES REQUIRED:??????????????

  • Bachelor?s degree in Business, Finance or Real Estate, preferred
  • 1-2 years of work experience in Real Estate or Finance preferably with a financial institution or real estate brokerage firm. ?
  • Position will require extremely detailed organizational skills,
  • The ability to multi-task on a number of different projects and tasks at the same time,
  • Adaptability to changing priorities and needs,
  • Excellent verbal and written skills,
  • Advanced knowledge of Microsoft Excel, Word and PowerPoint.?

?

?

This job description represents the basic qualifications for the position.? Colony strongly prefers local candidates or?those?with prior plans to relocate.? Please note that Colony does not pay for relocation expenses. ?All qualified candidates will be contacted directly.? No phone calls please.

?

Colony is a global investment firm focusing primarily on real estate-related assets and operating companies worldwide.? Colony offers excellent benefits including medical, dental, vision, LTD, life, paid parking, and 401(k). Please visit www.colonyinc.com for more information about our company.

?

Please send your resume to hrla@colonyinc.com

?

Please reference the following job code in the subject line: REOPC031912SL

Source: http://www.selectleaders.com/candidate/viewjobdetails.do?jid=24177

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The Phobia Self-Help Book | Health X Pert Articles-Health care ...

Click Image To Visit Site I?ve cured severe, long-lasting phobias myself (sometimes in minutes) and I can prove it. I?ve even got it on tape! Press the "Play" button above to see proof (warning; images of snakes appear in this video clip) Now, you?re probably wondering how I can provide these nuggets of valuable information and why they?re so hard to find elsewhere. You see, there?s a lot of misinformation and ineffective phobia treatments out there. There are some people that are operating out of decades-old ideas and theories about how phobias should be treated. The truth is, not very many therapists have a clue as to what to do with phobias. There are very, very few who have as much experience with phobias as I do. You could spend years and thousands of dollars researching, reading, poring over old books in dusty libraries, going to sessions with boring, ill-informed therapists trying to help you gain "insight" into you problem (and if you do get insight, it usually doesn?t help ? it?s a fact). Over the years, I?ve bought scores of books, videos, cassettes and CDs ? and attended many, many trainings. I?ve studied NLP, hypnosis, and delved into EFT, EMDR and psychology. I?ve literally spent tens of thousands of dollars and hundreds and hundreds of hours learning about these technologies of the mind. I?ve been searching and testing for years to find you the most dynamic, most powerful, most effective and quickest techniques so you don?t have to waste your time with irrelevant and outdated techniques or in therapy for years with someone who doesn?t understand what to do with phobias. I?ve developed a compelling, fact-filled, eBook that reveals "best of the best" phobia treatment techniques. The Phobia Self-Help Book is jam-packed with powerful information, hard-hitting reviews of treatment methods, enlightening explanations of how phobias work, step-by-step instructions to help you get over your phobia quickly and much more? Ashok (name changed by his request) Social Phobia, Agoraphobia, Fear of Doctors Hospitals, Death and Being Alone There is a lot of confusion surrounding our field. I want to give you 6 criteria or elements you absolutely, positively must have in any solution you obtain: Three: It should warn you about treatments that have been proven ineffective ? no matter how many doctors prescribe them, how many stuffed shirts object and how many $150/hour therapists still use them Four: It should teach you powerful techniques you can use yourself (are you going to have a therapist with you every second of the day?) Five: It should allow you to get started right away and it shouldn?t take weeks and weeks to see results Six: It should be written by a practical expert ? not an "academic" expert. What?s my definition of a practical expert??? ? someone who has cured a severe, long-lasting phobia in 15 minutes or less, not someone who takes a year to help someone with a phobia. Since I know it?s 100% to your benefit to act right away, I want to sweeten the pot? Related Blogs Read more?

Continued here:
The Phobia Self-Help Book

Source: http://healthxpert.org/the-phobia-self-help-book/

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Monday, March 19, 2012

Mar 22, 2012 (6PM-9PM) ? Formulating and Presenting a great ...

Session Overview:?This workshop will focus on the refresher for Business Plan formulation, presentation sharing experience and critiquing presentation by Participant. There have been sessions on Business plans, Idea commercialization, Naming and Branding, Funding your Startup, Strategy and Competitive Advantage and Pitching /Presenting etc. This session is a refresher on the process, elements and presentation of Business Plan. The objective is to facilitate and motivate participants to undertake the task of preparing and presenting Business Plan.

The Process of writing Business Plan-John Connolly-RNA Diagnostics

Elements of Business Plan ? Paul Chipperton-Profound Medical Inc

Presentation Deck and Pitching the plan-Jad Yaghi-Verold Inc

Participants Presenting:?Mauricio Meza.

Speaker(s):

Jad Yaghi-Verold Inc

Jad is co-founder and CEO of Verold Inc. a computer software company and winner of TiEQuest 2010. Verold has received substantial amount of financing from a leading Canadian venture capital fund in a very difficult market environment.Previously Jad was a consultant with Monitor Group, where he worked with clients in the online recruiting, fast moving consumer goods, pharma, biotech and PE industriesJad holds an MBA from Rotman School of Management and BE, Computer & Communications Engineering from American University of Beirut.

JOHN CONNOLLY ? RNA Diagnostics

John is the VP Corporate Development of RNA Diagnostics Inc. RNA Diagnostics is an early stage company developing personalized medical diagnostics to assist in management of cancer and other disease states. The company?s first commercial product, RNA Disruption Assay? (RDA?) is a method of directly measuring tumor response to chemotherapy in individual patients for the purpose of managing cancer treatment. Utilizing a proprietary analysis of RNA structural dysfunction, RDA can determine chemotherapy efficacy at a much earlier stage of breast cancer treatment than conventional practices and technologies.

Paul Chipperton ?- Profound Medical Inc

Mr Chipperton co-founded and built PMI, and was responsible for ?>$15M in financing since 2008. He now manages all aspects of the corporate and commercial development of the company. He has significant successful international biotech ?start-up? management experience in Canada and the US, and has previously led Business Development & Marketing with a number of companies that launched new products, grew critical mass, and then exited through M&A. He is also a co-founder of InDanio Bioscience Inc., an independent Board member of SenoSENSE Inc., and a guest lecturer at the Universities of Toronto, McGill and Queen?s on Managing Innovation, Financing and Entrepreneurship for New Ventures.

To Register for in-class participation,?click here.

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Source: http://tieinstitute.wordpress.com/2012/03/19/mar-22-2012-6pm-9pm-formulating-and-presenting-a-great-business-plan/

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Sunday, March 18, 2012

World's 16 most picturesque villages

A view of Cesky Krumlov along the Vltava River as seen through a window in the Cesky Krumlov Castle, Czech Republic. Centuries of history have helped earned this town a designation as a UNESCO World Heritage site. (Shirley O'bryan Smith / AP)

By Sandra Ramani, Budget Travel

Spend a few minutes in these 16 villages and you'll realize that "quaint" and "charming" aren't just adjectives, they are a way of life. You'll find the beauty in the stone cottages of what has been dubbed the most beautiful village in England, along cobblestone streets lined with Gothic architecture in the Bohemia valley of Czech Republic, and within the adobe walls of a spiritual town in northern New Mexico. These are all functioning towns, with residents who keep local industries alive (check out the century-old trout farm) as well as preserving the town's look, which is why there's no building "taller than a coconut tree" on a certain Hawaiian island. The locals will be happy to clue you in to the best photo ops as well. Some of the spots are easier to get to than others (we've provided detailed info on how to reach them all below), but all are worthy of taking a detour ? and maxing out your camera's memory card.

Slideshow: See the?breathtaking villages

Bibury, England

Located on the River Coln in hilly west-central England, Bibury was described by 19th-century artist-writer William Morris as "the most beautiful village in England" ? which is saying something in a country known for its watercolor views. Honey-colored 17th-century stone cottages, the Saxon Church of St. Mary and a still-working 1902 trout farm are some of the ancient village's must-sees. The most photographed spot is Arlington Row, a collection of 14th-century stone buildings that were converted into weavers' cottages in the 1600s.

Getting there: The closest train station to Bibury is 12 miles away, in Kemble. Multiple trains make the 80-minute journey from London's Paddington Station (from $57 round-trip; nationalrail.co.uk). Cirencester, seven miles away, is linked to London by daily buses (from $30 round-trip; nationalexpress.com). There is no public transport directly to Bibury, but taxis are available and local hotels will often arrange transport for guests.

Savoca, Italy

The ruins of the Castello di Pentefur stand guard above Savoca, a historic Sicilian village located on a hill between the cities of Messina and Taormina, on the island's east coast. Thought to be about 1,000 years old, the town was a stand-in for too-developed Corleone in "The Godfather," and fans can still visit the Chiesa di Santa Lucia church on Via San Michele, where Michael Corleone was married, then trace the newlyweds' walk down to Bar Vitelli on Piazza Fossia for some cooling lemon granita. Don't miss a visit to the Cappuccini Monastery on the northern end of town to view the collection of mummified monks, some dating back to the 1700s.

Getting there:?It's a little over an hour by car from the international airport in Catania to Savoca, or a scenic 40-minute drive from the popular resort town of Taormina. Many tour companies also offer day trips from Taormina, most of them with a "Godfather" theme ($170 for up to three people; sicilylimousineservice.com).

Wengen, Switzerland

Thanks to an Alpine location and traditional timber chalets, Wengen is the Swiss village of your dreams and looks like something straight out of "Heidi" (the fact that cars have been banned here for more than 100 years also adds to the charm). The alpine mountain village has been a tourist hub since the late 1800s, when notable guests like writer Mary Shelley sang Wengen's praises (she wrote "Frankenstein" while traveling in Switzerland, and described the Alps as ""belonging to another earth"). Many of the belle ?poque hotels of the era remain, including the Hotel Bellevue (from $235 per night; bellevue-wengen.ch). The village's altitude of almost 4,200 feet attracts skiers, of course, increasing the population almost 10-fold in the winter to around 10,000.

Getting there: Since cars are not allowed, travelers coming by road must park in Lauterbrunnen and take a 15-minute train ride up to town ($3.50; swisstravelsystem.ch). Train service is available from Interlaken as well; the ride takes about 45 minutes from Wengen ($7.45; swisstravelsystem.ch).

Eze, France

Sweeping Mediterranean views and tons of medieval charm have made this cliff-top town a popular stop on the French Riviera. Thanks to its key location near Nice, Eze was coveted by various invaders over the centuries, and this tangled history is reflected in its architecture ? from the baroque church's Egyptian cross dating back to the Phoenicians to the Genovese-style bell turret on the 14th-century Chapelle de la Sainte Croix. Not surprisingly, the fairy-tale village was a favorite of Walt Disney.

Getting there: Eze is about a 30-minute bus ride from Nice ($1.50, lignesdazur.com) and 15 minutes from Monaco ($1.50, lignesdazur.com).

Cesky Krumlov, Czech Republic

One of the oldest villages in the Czech Republic, Cesky Krumlov is set in a valley in Bohemia south of the Blansko Forest and circled by the Vltava River. The village grew up around the 13th-century Gothic castle of the Lords of Krumlov, which has 40 buildings and palaces, gardens and turrets and today is a major performing arts location. The cobblestone streets of Cesky Krumlov's Old Town are lined with Gothic, Baroque and Renaissance buildings housing art galleries, cafes and quaint B&Bs. One of the best ways to experience the town is to take a ride down the Vltava on a wooden raft ($24, en.ceskykrumlov-info.cz).

Getting there: Prague, about 110 miles away, is connected to Cesky Krumlov by a three-hour bus ride ($10 each way; jizdnirady.idnes.cz).

G?reme, Turkey

The iconic "fairy chimney" rock formations of Cappadocia surround the village of G?reme in Turkey's Central Anatolia region. First settled back in Roman times, the town (which has gone by several names throughout history) is today best known for its national park/open-air museum, which features some of the best-preserved examples of ancient cave churches and monasteries. The town itself has several "pigeon houses" carved right into the rocks. There are also funky cave hotels like the Kelebek Hotel, where 18 of the 35 rooms are carved into the cave (from $53; kelebekhotel.com). Nearby Uchisar offers a great view of G?reme from its hilltop castle, the highest point in the valley.

Getting there: There are regular flights from Istanbul to Kayseri, about 43 miles from G?reme. Shuttle service is available from the airport (about $13 each way; goreme.com) and most hotels can arrange transfers.

Chimay?, N.M.

An aura of mysticism and spirituality surrounds Chimay?, a tiny New Mexican village located in the foothills of the Sangre de Cristo Mountains about half an hour north of Santa Fe. Settled by the Spanish in the late-1600s, the village became known for its weaving, farming and livestock raising, all of which are still practiced today. In the 1800s, residents claimed that miraculous healings were happening near a recently unearthed crucifix, and in 1816 the Santuario de Chimay? chapel was constructed to mark these occurrences. Visitors ? many looking to be healed ? still come in droves to the chapel, which also serves as the end point for an annual pre-Easter pilgrimage.

Getting there: Chimay? is about 30 minutes north of Santa Fe and 75 minutes south of Taos.

Molokai, Hawaii

Though there are technically several residential communities on Molokai, the island has a total population of just about 8,000, making it pretty much a village itself. Home to Hawaii's longest continuing fringing reef and the world's highest sea cliffs, Molokai is often called "the real Hawaii" ? there are no stoplights, there is a law against buildings "taller than a coconut tree," and more than half the residents are native Hawaiian. Activities include taking a mule ride in Kalaupapa National Historic Park, checking out the 19th-century mission-style churches and the state's longest pier in main town Kaunakakai, and strolling on three-mile-long, white-sand Papohaku Beach.

Getting there:?The small Molokai Airport is linked to Oahu and Maui, but the easiest way to arrive is via the 90-minute ferry from Maui ($63.60 each way; molokaiferry.com).

Niagara-on-the-Lake, Canada

Find a slice of Ye Olde England in Canada at the popular weekend-getaway town of Niagara-on-the-Lake on the shores of Lake Ontario. Originally inhabited by the Neutral Indian Tribe, the area was later settled by British Loyalists fleeing America at the onset of the American Revolution ? and even later, served as a stop on the Underground Railroad. Today, visitors can check out historic sites like the restored Fort George and Butler's Barracks the Niagara Apothecary?museum, and dozens of well-kept Regency and Classical Revival buildings. Stroll along Queen Street, which has an array of quaint shops, teahouses and B&Bs. The village has become famous for its theatrical Shaw Festival (running April through October) as well as wine celebrations at the dozens of vineyards in the area.

Getting there: Niagara-on-the-Lake is about an 80-minute drive from Buffalo, N.Y., and 90 minutes from Toronto. Shuttle service is available from airports in both cities, and from Niagara Falls ($18 round-trip, 5-0taxi.com).

Madison, Ga.

Norman Rockwell meets "Gone with the Wind" in Madison, Ga. Legend has it that General Sherman refused to burn down the village during his March to the Sea because it was so pretty. (The more likely reason was that Madison was home to a pro-Union mayor, but no one who's been there questions the "too beautiful" description.) Restored antebellum homes still stand alongside fragrant gardens and plenty of independent boutiques, restaurants, and inns. The small village is also known for its museums, covering fine art, history and African American heritage, as well as the mini-automobile.

Getting there: Madison is a 60-minute drive east of Atlanta and 40 minutes south of Athens.

Shirakawa-go, Japan

Declared a UNESCO World Heritage Site in 1995, Shirakawa-go is known for its triangle-roof houses, built in a style known as gassho, that resemble hands folded in prayer. The hallmarks of the houses are roofs with 60-degree slopes (to help the snow slide off more easily) and attics used as warm spots for raising silkworms in winter. Not many of the traditional houses remain in the area, and some in Shirakawa-go (including the Wada House and Nagase House) are regularly open to the public. Once you've seen the interiors, head to the top of Ogimachi Castle for the best views of the houses as well as the surrounding Shogawa River Valley and mountains.

Getting there: Take the four-hour train ride from Tokyo to the town of Takayama (about $178, includes a transfer in Nagoya, hyperdia.com). Nohi Bus operates several buses a day to Shirakawa-go. The ride takes about 50 minutes ($54 roundtrip, nouhibus.co.jp).

St. George, Bermuda

St. George is the oldest continually occupied English town in the Americas, and little has changed since the Brits established residence here in 1612. Sure, nowadays you've got gourmet restaurants, hopping bars, and upscale shops specializing in things like hand-rolled cigars and custom-made perfumes. But it's all surrounded by beautifully preserved colonial architecture and historic sites like Fort St. Catherine, the 17th-century stone State House and St. Peter's Church, the oldest continuously occupied Anglican church in the Western Hemisphere.

Getting there: Bermuda is less than a two-hour flight from most Northeast U.S. cities. St. George is just over the bay from the international airport.

Caleta Tortel, Chile

Caleta Tortel is the Venice of Chile ? if Venice had stilt houses and wooden walkways instead of ornate palazzi and stone bridges. The colorfully painted houses in this south Chilean village are built on skinny, raised stilts in the Chilota style typical to the region, and are connected by a network of staircases and footbridges built over rocks and marshes. The growing cypress-logging industry led to Caleta Tortel's founding in 1955. Timber is still the main game in town, as evidenced by the wooden architecture ? and the sweet cypress smell lingering in the air.

Getting there: Like Venice, no cars are allowed in Caleta Tortel. A small airstrip to the east receives limited flights from the Patagonian town of Coyhaique. If you do want to drive, there is now overland access via the Carretera Austral. Plan on an 80-mile drive from the town of Cochrane. Drivers must park at a lot outside of town, then wheel luggage down the village's steep slopes.

Sidi Bou Said, Tunisia

It's blue and white for as far as the eye can see in Sidi Bou Said. All of the buildings in this cliff-top village in northern Tunisia are stark white and adorned with vivid blue doors, shutters and decorative ironwork ? and backed by the deeper blues of the Bay of Tunis. Sometimes called the Montmartre of Tunisia, the village was a favorite of Swiss-German painter Paul Klee and writers Colette and Simone de Beauvoir. The bohemian vibe exists today, with day trippers coming to stroll the stone streets and visit the galleries and cafes.

Getting there: Sidi Bou Said is 13 miles from Tunis, and accessible via road or the TGM train (about $3 round-trip). Day tours are available.

Pariangan, West Sumatra,Indonesia

The active Mount Marapi volcano looms over this spot in Indonesia's Western Sumatra province, a protected national monument. Pariangan is said to be the oldest ? and most culturally significant ? village of the Minangkabau people and has numerous well-preserved examples of traditional Minangkabau pointed-roof architecture, including a 300-year-old house with woven rattan walls and wood carvings and a 19th-century mosque with still-operating communal hot springs.

Getting there: Pariangan is about nine miles by car from Batusangkar, the capital of the Tanah Datar regency in western Sumatra. The closest airport is in Padang, linked by air to major cities like Jakarta and Kuala Lumpur.

Cua Van, Vietnam

Quaint villages usually up the charm factor with cobblestone streets and restored historic architecture. But it's the complete lack of roads and buildings that makes Cua Van a must-see. Set among the dramatic limestone cliffs of Vietnam's Ha Long Bay, the floating village is made up of a collection of docked boats and colorful raft houses. (Not surprisingly, locals make their living through fishing and marine aquaculture.) Everything here bobs in the bay, even the school, to which students row in tiny boats.

Getting there: Ha Long Bay is about 100 miles from Hanoi. The six-hour bus ride from the city to the bay costs about $8 each way and tickets are available from travel agencies near Hanoi's Hoan Kiem Lake. Once you arrive at the bay, go to the tourist ferry dock, where boats are for hire to sail the 12 miles to Cua Van (prices vary, as does the quality of the boats, but typically cost around $20). Overnight cruises from Hanoi to Ha Long Bay also typically include Cua Van in the itinerary (from $188 per person, halongparadisecruises.org).

More from Budget Travel

Source: http://itineraries.msnbc.msn.com/_news/2012/03/01/10551875-worlds-16-most-picturesque-villages

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Senate bill could roll back health insurance savings

This summer, health insurance companies may have to pay more than a billion dollars back to their own customers. The rebate requirements were introduced as part of the 2010 health-care reform law and are meant to benefit consumers. But now an insurer-supported Senate bill aims to roll back the rebate requirements.

Known as the medical loss ratio rule, it's actually pretty simple. Under the health-care law provision, 80 to 85 cents of every dollar insurers collect in premiums must be spent on medical care or activities that improve the quality of that care. If not, they must send their customers a rebate for the difference. The goal, according to the Department of Health and Human Services, is to limit the money insurers spend on administrative costs and profit.

"It essentially ensures that consumers receive value for every dollar they spend on health care," HHS spokesman Brian Chiglinsky told ProPublica.

Last month, Sen. Mary Landrieu, D-La.,?introduced a bill that would change what costs companies can include in the 15 to 20 percent they are allotted for overhead, salaries and marketing. The bill, similar to a House bill introduced in March 2011?that has yet to come up for a vote, focuses on payments to insurance agents and brokers. Traditionally, these commissions are bundled into the administrative costs when making the final calculation. But insurance regulators have argued that fees paid to insurance agents and brokers shouldn't count.

Such a change could mean big savings for insurance companies ? and much smaller rebates for consumers.

This is the first year that companies are required to send out rebates. According to a report by state insurance commissioners, if rebates had been handed out last year, insurers would have had to pay consumers almost $2 billion. If they had carved out the broker fees, as proposed in the two current bills, consumers would have gotten only about $800 million.

Landrieu's office did not immediately respond to our call for comment.

"[The bills] would water down the standard to a point where it becomes ineffective," said Sondra Roberto, a spokeswoman for the nonprofit advocacy group Consumers Union. The group, which also publishes Consumer Reports, recently urged members to oppose the bill.

The rebates have gotten relatively modest attention. Only 38 percent of the public is even aware of the rule's existence, according to a Kaiser poll.

Insurance companies have supported the two bills, claiming that the rebate rule, as it stands now, stifles jobs and actually drives up insurance premiums. A 2011 government report found that most insurance companies were, in fact,?lowering their premiums to meet the requirements, as the administration had hoped.

While most insurance companies hit the 80 to 85 percent target, the few that didn't may be required to send out rebates this year.

"Some insurance companies pay an inordinate amount, as much as 40 percent, on administration and profit and not health care," Roberto said.

The rules on rebates differ slightly depending on whether the insurance comes from a large-group plan (employers with more than 100 employees), or a small-group or individual plan. In each case, insurance companies will be required to make all their costs publicly available so consumers can see how their premium dollars are spent.

The government granted insurance companies in seven states extra time to meet the requirements. Insurers that serve states with more rural populations, for example, tend to have higher overhead costs and cannot meet the requirement as easily, according to Eric Fader, a New York health-care lawyer. But the government decided that for all other states, enforcing the requirement wouldn't pose any risk to the market, and that the federal government didn't "need to coddle an inefficient insurance company," Fader said.

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Source: http://www.tucsonsentinel.com/nationworld/report/031712_insurance_rebates/senate-bill-could-roll-back-health-insurance-savings/

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Saturday, March 17, 2012

Sales Process Management ? The Key to Unlocking the Potential of ...

According to legendary quality expert W. Edwards Deming, there is one critical, but often overlooked, factor upon which success in almost any business endeavor depends. The ability of your sales team to meet and exceed your revenue targets will be determined largely by your awareness, or lack of awareness, of this one thing. It amazes me how many companies neglect it entirely, focusing instead on individuals and performance issues while the real problem goes unnoticed and unaddressed. Obviously it is vital for you to understand this important component and learn how to manage it properly so that you can unlock the full potential of your sales organization.

According to Dr. Deming, the critical component is your system, or process. For the purposes of our discussion, we?ll be focusing on the process that has to do with generating sales?your selling process. In my experience it doesn?t matter how talented, educated, or experienced your salespeople are, or how hard they work at it, there remains a very large gap between the actual results they will produce and the results they could have produced had someone been paying attention to process. In today?s ultra competitive business environment, where the margin between winning and losing is so slight, I am surprised at how many companies continue to ignore an area that holds such potential for drastic increases in productivity and bottom line results.It?s easy to say that your salespeople could be producing better results. It?s not so easy to actually demonstrate it and then formulate a workable plan to do something about it. Most managers would agree there?s always room for improvement. The challenge lies in knowing where to look in order to find the weaknesses in the selling process that are holding your people back. It?s hard to stop the bleeding when you can?t find the cut?or worse yet?when you don?t even know there?s a cut. Most companies don?t even know where to start. In that sense, it?s easier to manage people than to engineer process improvement. It?s always easier to treat the symptom than to actually diagnose and treat the underlying cause. The result is a selling environment where the true reasons for most mistakes and failures go unaddressed and are blamed on people instead. Companies who operate this way often find themselves grappling with the same basic problems year after year with the only change being the people doing the grappling. It?s an ineffective and expensive proposition, certainly much more so than teaching your sales managers how to apply the principles of Sales Process Management.

Sales Process Management (SPM) promises to do more than just identify and improve the weaknesses in your selling process. Another major benefit you will enjoy when you make the commitment to SPM is seeing the best practices in your selling process identified and duplicated across your entire organization. I?ve heard many leaders talk about implementing best practices but have seen very few of them actually manage to consistently achieve it.

I first stumbled upon the benefits of SPM a few years ago when I was on the other side of the management fence selling online recruiting solutions for a major Internet company. The Internet bubble had burst and the economy was starting to slow down. As a result, our prospects and clients weren?t hiring at the same rapid pace as they had been before.

Sales started to slump. Salespeople who had always hit their numbers were now coming up short every month. Management focused immediately on inspecting and monitoring the individual performance of the salespeople. The decision came back that we were not making the necessary number of daily sales calls. A resolution was made to mandate ratcheting up the activity levels on the floor. If we failed to make X percent more dials every day we could be penalized or otherwise punished. Incentives were introduced to reinforce and reward the required behaviors.

Employee morale plummeted. Salespeople expressed concern that management was unfairly targeting them for blame. Management expressed concern that perhaps many salespeople had been taking advantage of the situation during the good times and didn?t really care about the company, or, worse yet, were lazy and needed to be weeded out. The mandate had its intended effect? at least on call volume. The average number of daily sales calls on the floor did increase dramatically. Unfortunately this increase in the number of sales calls did not result in a corresponding increase in sales and revenue.

During this time, my focus was on finding something that would work to produce measurable results for me. Initially I ratcheted up my activity levels too. In order to accomplish this I began coming in early and staying late. After a few months of this I noticed that although I was working harder and longer, and sacrificing time with my family to do it, I wasn?t seeing any appreciable return on my investment of additional time and energy. I began to realize that I wasn?t addressing the real problem. The market had changed dramatically while my sales process had remained the same. I was doing the exact same things I had been doing when the market was hot. The only difference was that I was now doing a lot more of them.

I began to analyze how the marketplace was different now and to think about changes I could make to my own approach and what the results were likely to be. Unwittingly I was applying SPM to my own selling process!

I recognized that during the time the economy had been booming almost every company seemed to be hiring. A salesperson could just pick up the phone and dial a prospect (seemingly at random), and chances were that they would be hiring or could refer you to someone who was. I had always kept data on the number of sales calls I was making and the results and success ratios my efforts generated. The data showed that before the bubble had burst, nearly one in three of my sales calls resulted in a lead. It was the perfect market for making as many sales calls as you could possibly fit into the day.

The present situation was very different. I was now making almost 30 dials, on average, to get to that same lead. I did the math and found that increasing my outbound sales calls by the suggested 50 percent wasn?t going to get me even close to where I needed to be. I would have needed almost a 1000 percent increase in call volume to come close!

Another difference was that, whereas during the boom, I could approach a prospect without specific knowledge of their business or hiring plans and effectively communicate using very general terms, now, leads were so few and far between that I needed to have a more thorough knowledge, and a specific, customized solution prepared in order to engage the prospect in any kind of meaningful discussion. Each lead was too rare and too valuable to risk losing on a random, generalized cold call.

I concluded that I needed to change my selling process from one in which I was making a higher volume of random sales calls, to one where I was making a lower volume of more targeted inquiries. Talk about flipping conventional wisdom on its head! I couldn?t argue with the numbers, however, and, after some initial hand wringing, my manager couldn?t either. He agreed to let me try out my new process.

The new approach began to yield results immediately. I was opening up far more new cases than ever before and my sales numbers jumped up higher than they had been when the economy was booming! I began to apply the same thinking to every process I was using.

First, I would identify all of the activities within my current selling process. Then I would analyze each one to try to understand its true importance to advancing the sale and producing the intended outcome. Whenever possible I would look for patterns and ways to measure the cumulative results of each activity or behavior. I soon found that by taking the time to isolate and understand the role each activity played within the context of my whole selling process, I could better reason from cause to effect and more accurately pin point the relative strengths and weaknesses of each. The result was a sort of behavior pattern algorithm that told an accurate story of my process from beginning to end.

After gaining an understanding of exactly what I was doing and how each component of my process contributed to the outcome I wanted to achieve, I would look for ways to improve upon my results. I would repeat this process over and over again; continuously looking to identify inefficiencies and replace them with new, improved ways of doing things better. Often the improvements would come as a result of talking with and observing other top performing salespeople. Now that I knew what I was looking for, I could more readily identify what others were doing differently in the same area that was allowing them to perform at a higher level and immediately incorporate it into my own process.

The results were immediate and dramatic, enabling me to finish 2002 as the top telesales rep in the entire company. Since then, I?ve successfully introduced SPM to my clients and to my own salespeople and have never seen it fail to produce the same outstanding results. SPM is easy to implement and works in any situation, economy, environment, industry, or company. It will work for you too.

Source: http://www.alaskasmallbusinessmarketing.com/sales-management/sales-process-management-the-key-to-unlocking-the-potential-of-your-sales-force.html

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'Walking Dead' boss: We're on a killing spree

By Lesley Goldberg, The Hollywood Reporter

Matthew Welch / AMC

Some of these folks are already dead -- Sophia, Shane and Dale -- but will everyone make it out of season 2 alive? Not likely.

"The Walking Dead" heads into Sunday's Season 2 finale with the death toll mounting and showrunner Glen Mazzara promising even more losses for the group to come.

In the past two episodes Rick's group has lost two pivotal members in moral compass Dale and wildcard Shane, who were attacked by a walker and murdered, respectively.

"If you count up all the deaths, we're on a big killing spree here," Mazzara said Thursday during a conference call with reporters. "There's more bloodshed coming. These characters have felt that they are safe on this farm and they've been wrong. I guarantee there will be bloodshed."

While it's anyone's guess who will fall and how, THR takes a look at the 13 surviving members of the group to see who could be next to join Sophia, Dale and Shane as the group faces an incoming herd of zombies that promises to make for a bloody season finale.

THR video: Preview exclusive scenes from the season finale

Rick (Andrew Lincoln): No doubt the fearless leader will survive. After 94 issues of the comic, he's still chugging along -- only he may be missing a body part. Mazzara says the deaths on the AMC zombie series thus far have helped develop Rick the most. "[Shane's death] is a statement about our main character, that he's evolving as a person and as a leader and what he's willing to do," he says, noting that Rick killing his best friend was a lot messier than killing two outsiders who posed a threat to the group in the midseason return. Our vote: Totally safe.

Lori (Sarah Wayne Callies): While viewer backlash against Rick's wife is mounting -- "Can you watch Carl?" is almost becoming her catchphrase -- Mazzara told reporters that "nothing is over the line" for the writers, especially if the character's death is earned and it propels the story forward. When quizzed by reporters about the growing tide of viewers anxious to see her death, the showrunner noted that "no character is safe" and writers have "examined at different times killing every character." However, if the series could skip a major comic arc in Dale and Andrea's romance, it wouldn't be far-fetched to see the grating queen bee exit in a big shocker despite her comic death at the hands of The Governor. Our vote: Whack her!

Live Poll

Who do you think is most likely getting killed in the season finale?

  • 179110

    Rick

    1%

  • 179111

    Lori

    21%

  • 179112

    Andrea

    3%

  • 179113

    Daryl

    1%

  • 179114

    Carol

    7%

  • 179115

    Carl

    3%

  • 179116

    T-Dog

    14%

  • 179117

    Hershel

    29%

  • 179118

    Glenn

    0%

  • 179119

    Maggie

    3%

  • 179120

    Beth

    11%

  • 179121

    Patricia

    6%

  • 179122

    Jimmy

    2%

VoteTotal Votes: 652

Andrea (Laurie Holden): "If she makes it out of Episode 13, it will be interesting to see what she does," Mazzara says of the character, who this season -- after a romp with Shane -- has transformed from the cowering woman she once was. Following Dale's death, the group will need someone fighting to hold on to humanity, and with Andrea having taken up Dale's position -- and her continued presence in the comic -- the series still desperately needs her. Our vote: Survivor.

Daryl (Norman Reedus): Sans Shane, the group will need a No. 2. "If he survives the finale, I would certainly lean on that character heavily," Mazzara says of Daryl's Season 3 potential. "He's a viable leader and a viable No. 2. ... Daryl is the character, in a sense, that's preadapted to the world and most qualified to survive." Our vote: Just as safe as Rick.

More from THR: Robert Kirkman dishes on 'monumental event'

Carol (Melissa McBride): Hasn't she been through enough? The prolonged search for Sophia ended with Carol's daughter revealed to have been turned into a walker and under the group's nose in Hershel's barn the whole time. Plus you know you want to see her hook up with Daryl. On the flip side, promos for the epic zombie invasion in the finale have her literally pinned up against a wall. Our vote: No Carol, no Daryl. Keep her.

Carl (Chandler Riggs): "If he survives, Carl will grow up in a world where the pre-apocalyptic world will be a distant memory," Mazzara says. The lone kid on the show is put through the ringer in the comics and creator Robert Kirkman loves writing for him. Plus we already know he's an excellent shot, having put a bullet in zombie Shane with chilling ease. "We do want to see Carl grow into that badass [in the comics]," Mazzara told reporters. Our vote: Has to survive.

T-Dog (Robert "IronE" Singleton): If you blink, you may very well miss him in most episodes but Mazzara says his seeming lack of story line is intentional. "In our minds, he's very smart in that he keeps his mouth shut and doesn't draw anyone's attention?... his agenda has been to survive," the showrunner told THR. "There was an intention here of why this guy was quiet; in our mind, he is playing everything close to the vest. There's a method to our madness." As a reward for patient viewers, Mazzara teases some "horrific" stuff from T-Dog and "some reason to love" the character. Our vote: "Horrific" doesn't sound safe to us.

Hershel (Scott Wilson): "This is my farm?... I'll die here," Hershel says in a clip from Sunday's finale. He's lost his wife, had a suicidal daughter and has given Glenn his blessing in his romance with his eldest daughter, Maggie. While the character goes out at the Governor's hands in the graphic novels, it doesn't look very likely that Hershel will make it off his cherished farm. Our vote: Badass Hershel looks awesome but that shotgun can't have much ammo in it.

Glenn (Steven Yeun): The former pizza delivery guy is?the group's go-to person for anything and everything (remember the well and the bloated zombie?). His ability to navigate through dangerous situations is a good one to have when the immediate future looks like this. Our vote: He's crafty enough to survive.

More from THR: What really happened to fired showrunner Frank Darabont

Maggie (Lauren Cohan): She's trapped in a car with the undead closing in around her and has been unwilling to leave Hershel, pulling Glenn closer into the family fold. If Hershel isn't leaving?... could Maggie? Then again, why is she in the car in the first place? Our vote: Could go either way.

Beth (Emily Kinney): Hershel's youngest daughter has already come thisclose to suicide with a chunk of shattered mirror. After taking inspiration from Andrea to heart, she now appears to have found a reason to live. But what's her role with the group? Could she wind up playing third wheel to Glenn and Maggie? She already seems uninterested in a long-term future with Jimmy, her boyfriend at the time of the apocalypse. Plus what function does she serve with the group? Our vote: A goner.

Patricia (Jane McNeil): Otis' wife has been handy to have in medical emergencies and around the house but did she ever get that weapons training with the rest of the group? How equipped is she when it comes to fending for herself? Is she even willing to leave longtime friend Hershel's side? Our vote: A goner.

Photos from THR: Behind-the-scenes of 'Walking Dead' season 2

Jimmy (James Allen McCune): The scrappy farmhand seems to have become increasingly useful, learning to shoot and helping Rick and Hershel catch a walker early in the season. Other skills: Watching Carl and supporting Beth. He'd be a useful addition to the group were he to survive. Our vote: Keep him.??

"The Walking Dead" Season 2 finale airs Sunday at 9 p.m. on AMC. Check back to THR's The Live Feed for their weekly "Walking Dead" Dissection with Robert Kirkman immediately following the episode.

Who would you like to see survive? Tell us on our Facebook page!

Related content:

Source: http://theclicker.today.msnbc.msn.com/_news/2012/03/16/10719853-walking-dead-boss-were-on-a-big-killing-spree

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Friday, March 16, 2012

BP says investigating 'bribery' claim

BP on Thursday said it was investigating an allegation of bribery at its tanker chartering division after a letter detailing alleged corruption was sent to its chief executive last week.

The British energy giant issued a statement after The Daily Telegraph reported that BP was investigating a "serious case of bribery and corruption".

Responding to Thursday's report, BP said: "We can confirm that the chief executive's office did receive a letter -- as described (in the newspaper) -- last week.

"BP conducts its business to the highest ethical standards. We take all allegations of this sort extremely seriously and always investigate them," it added.

Details of the alleged corruption were contained in a letter written to chief executive Robert Dudley by a whistleblower describing himself only as a "BP employee", according to The Daily Telegraph.

The paper, which has seen the letter, said the central claim concerns the alleged chartering of tankers at preferential terms for a supplier in return for cash payments to a senior BP employee.

It added that a copy of letter had been sent to Britain's Serious Fraud Office (SFO), which recently gained more powers in tackling bribery following changes to the country's Bribery Act last July.

Contacted by AFP, an SFO spokesman refused to comment on whether it would launch an investigation into the alleged bribery at BP.

Britain's new Bribery Act, which updates its decades-old laws on corruption, creates new offences of offering or receiving a bribe, bribing foreign public officials or failing to prevent a bribe being paid on behalf of an organisation.

British-based companies can be prosecuted under the new law regardless of where the offences occurred. Foreign firms with a listing in London are not automatically brought into the law's reach, however, as the question of jurisdiction is left to the British courts to decide.

Source: http://news.yahoo.com/bp-says-investigating-bribery-claim-143849413.html

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